94132 ZIP Code — San Francisco, CA

San Francisco County, California

ZIP code 94132 is located in San Francisco, California, within San Francisco County. It covers approximately 3.13 square miles and serves a population of 27,641 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 415/628.

About ZIP code 94132

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the 1950s, giving the area an established character. Median home value is $1,373,800. Owner-occupancy sits near the national average at 48%.

The gap between median ($104,537) and mean household income suggests income inequality — a small number of higher earners pull the average up. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include Spanish spoken in 21% of households.

Overall, ZIP code 94132 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

27,641

population

3.13

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94132 ZIP code map

Cities in ZIP code 94132

Below are the cities the US Postal Service accepts for ZIP code 94132. Using any city not on this list may result in mail delivery delays.

City	Status
San Francisco	Preferred

Nearby ZIP codes

94116 San Francisco (1.5 mi) 94127 San Francisco (1.6 mi) 94112 San Francisco (2.2 mi) 94122 San Francisco (2.7 mi) 94131 San Francisco (2.8 mi) 94015 Daly City (3.3 mi) 94114 San Francisco (3.5 mi) 94014 Daly City (3.6 mi) 94117 San Francisco (3.9 mi) 94121 San Francisco (4 mi) 94134 San Francisco (4.1 mi) 94110 San Francisco (4.2 mi)

Demographics updated 05/2026

Population
Total population	27,641
Population density	8,831 / sq mi
State FIPS	06
County FIPS	075

Geography
Land area	3.13 sq mi
Water area	0.50 sq mi
Latitude	37.7230
Longitude	-122.4848
Timezone	Pacific (PT)
Area code	415/628

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.0%	25.4%	32.6%
$50k – $100k	25.8%	18.5%	27.7%
$100k – $200k	27.1%	27.2%	26.4%
Over $200k	16.1%	29.0%	13.3%

Demographics & statistics

27,641

Population

8,831

People per sq mi

38.9

Median age

$104,537

Median household income

$59,252

Per capita income

$1,373,800

Median home value

$2,460

Median monthly rent

47.6%

Home ownership

14.8%

Poverty rate

8.5%

Unemployment

6,325

Housing units

57.4%

Bachelor's or higher

Age distribution

Male Female

286

Under 5

306

429

5–9

460

498

10–14

533

1,461

15–19

1,566

1,304

20–24

1,398

1,948

25–34

2,087

1,732

35–44

1,856

1,349

45–54

1,445

685

55–59

735

1,030

60–64

1,105

1,490

65–74

1,596

699

75–84

750

431

85+

462

← Male

Female →

Age summary

Group	Count	%
Under 18	3,310	12.0%
18 and over	24,331	88.0%
65 and over	5,428	19.6%
Median age	38.9 years

Race & ethnicity

Asian 42.2%

White 25%

Hispanic or Latino 10.5%

Two or more races 7.8%

Other race 7.3%

Black or African American 6.7%

Native Hawaiian / Pacific Islander 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
Asian	13,023	42.2%
White	7,709	25%
Hispanic or Latino	3,254	10.5%
Two or more races	2,405	7.8%
Other race	2,269	7.3%
Black or African American	2,059	6.7%
Native Hawaiian / Pacific Islander	103	0.3%
American Indian / Alaska Native	73	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.0%	25.4%	32.6%
$50k – $100k	25.8%	18.5%	27.7%
$100k – $200k	27.1%	27.2%	26.4%
Over $200k	16.1%	29.0%	13.3%

Under $10k 5.2%

$10k–$15k 4.8%

$15k–$25k 6.5%

$25k–$35k 2.9%

$35k–$50k 6.7%

$50k–$75k 14.0%

$75k–$100k 9.1%

$100k–$150k 14.4%

$150k–$200k 15.1%

$200k+ 21.3%

Range	% of households
Under $10k	5.2%
$10k–$15k	4.8%
$15k–$25k	6.5%
$25k–$35k	2.9%
$35k–$50k	6.7%
$50k–$75k	14.0%
$75k–$100k	9.1%
$100k–$150k	14.4%
$150k–$200k	15.1%
$200k+	21.3%
Median income	$104,537

Housing

Home values

Under $50k 0.6%

$50k–$100k 0.1%

$150k–$200k 0.4%

$200k–$300k 0.3%

$300k–$500k 2.0%

$500k–$1M 20.3%

$1M+ 76.2%

Housing overview

Metric	Value
Median home value	$1,373,800
Median rent / month	$2,460
Owner occupied	47.6%
Renter occupied	52.4%
Vacant	10.9%
Single-family detached	31.5%
Large apartment buildings	32.5%
Mobile homes	0.0%
Median rooms	4.4
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	2.6%
2000–2009	3.5%
1990–1999	2.9%
1980–1989	4.7%
1970–1979	9.4%
1960–1969	4.7%
1950–1959	27.7%
1940–1949	30.3%
1939 or earlier	14.2%

Bedrooms

Size	% of units
No bedroom (studio)	5.4%
1 bedroom	19.0%
2 bedrooms	38.3%
3 bedrooms	28.1%
4 bedrooms	7.8%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	15.2%
1 vehicle	45.2%
2 vehicles	28.5%
3 or more	11.0%

Heating fuel

Fuel type	%
Utility gas	63.3%
Electricity	29.6%
Propane / LP gas	1.9%
Wood	0.2%
Solar	0.2%
No fuel used	4.1%

Households & families

Household type	Count	%
Married-couple family	3,835	36.3%
Cohabiting couple	507	4.8%
Male householder, no spouse	2,415	22.8%
Female householder, no spouse	3,819	36.1%
Households with children under 18	2,065	19.5%
Households with seniors (65+)	3,975	37.6%
Average household size	2.39

Marital status

Status	Male	Female
Never married	50.1%	44.3%
Married	39.7%	34.2%
Separated	1.1%	1.2%
Widowed	3.2%	8.4%
Divorced	5.9%	11.9%

Education

Less than 9th grade 5.5%

Some HS, no diploma 3.3%

HS graduate 12.1%

Some college, no degree 13.9%

Associate's degree 7.8%

Bachelor's degree 36.9%

Graduate / professional 20.5%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	57.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	138	1.6%
Kindergarten	148	1.7%
Elementary school	1,650	19.2%
High school	847	9.8%
College / grad school	5,824	67.7%

Employment

Industry of employment

Education & healthcare 27.4%

Professional & management 17.6%

Arts, food & hospitality 10.0%

Retail trade 8.8%

Finance & real estate 8.4%

Transportation & utilities 6.4%

Public administration 5.5%

Other services 5.0%

Manufacturing 3.7%

Information 3.3%

Construction 2.6%

Wholesale trade 1.0%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	52.8%
Service	16.3%
Sales & office	21.0%
Natural resources & construction	2.1%
Production & transportation	7.8%

Employment type

Type	%
Private sector	72.1%
Government	19.8%
Self-employed	7.8%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	41.4%
Carpool	10.0%
Public transit	22.8%
Walk	6.1%
Work from home	17.0%
Other means	2.7%
Avg commute (minutes)	32.3

Poverty

All people 14.8%

Under 18 years 9.2%

18 and over 15.7%

Married-couple families 4.8%

Female-led households 12.7%

Income support

Source	% of households
Social Security	32.4%
Retirement income	23.1%
Supplemental Security	7.3%
Cash public assistance	1.8%
Food stamps / SNAP	7.5%

Health indicators

Condition	%
Obesity	18.4%
High blood pressure	23.9%
High cholesterol	26.0%
Diabetes	8.6%
Heart disease	4.4%
Stroke	2.3%
Asthma	9.4%
Arthritis	15.5%
Kidney disease	2.3%
Pulmonary disease	4.3%
Cancer	4.6%

Behavior / access	%
Smoking	9.5%
Binge drinking	16.1%
No physical activity	18.9%
Less than 7 hrs sleep	30.0%
Depression	15.4%
Fair or poor health	11.8%
Poor mental health	14.4%
Poor physical health	7.9%
No health insurance	10.3%
Visited doctor (checkup)	66.0%
Visited dentist	61.4%
Cholesterol screening	87.2%
Teeth loss	9.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	661	2.7%

Disability	%
Any disability	10.1%
Under 18	0.0%
18–64 years	5.1%
65 and over	33.9%

Health insurance coverage

Type	%
Private insurance	75.5%
Public insurance	33.8%
No insurance	3.1%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,049	97.9%
Spanish	5,772	21.3%
Other Indo-European	743	2.7%
Asian & Pacific Islander	658	2.4%
Other languages	4,338	16.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,600	60.1%
Born in same state	15,875	57.4%
Born in different state	12,657	45.8%
Foreign born	725	2.6%
Naturalized citizen	11,041	39.9%
Not a US citizen	7,880	71.4%

Ancestry

Ancestry	Count	%
Italian	1,225	4.4%
Arab	822	3%
French	733	2.7%
English	176	0.6%

Ancestry	Count	%
Polish	126	0.5%
Dutch	85	0.3%
German	45	0.2%
Irish	28	0.1%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94132

What city is ZIP code 94132 in?

ZIP code 94132 is primarily assigned to San Francisco, California.

What county is ZIP code 94132 in?

ZIP code 94132 falls within San Francisco County, California.

How educated is the population of ZIP code 94132?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is Spanish widely spoken in ZIP code 94132?

Approximately 21% of households in ZIP code 94132 speak Spanish as a primary language.

What is the typical home value in ZIP code 94132?

The median home value in ZIP code 94132 is $1,373,800.

What is the median household income in ZIP code 94132?

The median household income in ZIP code 94132 is $104,537, above the national median of ~$75,000.

What timezone is ZIP code 94132 in?

ZIP code 94132 observes the PST timezone.